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Why you must have an active Customer Retention programme

As retention must be your no.1 priority, please use the simple tactics below to make your plan more effective.

What you already know

  • An increase in year-on-year sales is inextricably linked to an increase in client retention.
  • Recruiting a new customer costs at least five times* what it costs to keep an existing one.

What you might not know

  • Retention acts as a powerful new business tool because loyal customers are much more likely to refer you.
  • And it works in reverse. The more your clients refer you, the more loyal they become to your business, and the more likely they are to renew.
  • A 5% increase in customer retention produces at least a 25% increase in profits*. Why, because return customers tend to consolidate their insurance business with you over time, and as they do, your operating costs to serve them decline.

Your action points

  1. Include some of these simple tactics in your retention strategy.
  2. Give someone overall responsibility for implementing the plan. If everyone is equally responsible for retention then no one is.
  3. Include a ‘recognise and reward’ programme to maintain momentum throughout the year.


* Depending on which study you believe, and what industry you’re in, acquiring a new customer is anywhere from five to 25 times more expensive than retaining an existing one. It makes sense: you don’t have to spend time and resources going out and finding a new client — you just have to keep the one you have happy. If you’re not convinced that retaining customers is so valuable, consider research done by Frederick Reichheld of Bain & Company (the inventor of the net promoter score) that shows increasing customer retention rates by 5% increases profits by 25% to 95%.